Sunday, December 21, 2025

FISCAL LENDING & INTEREST AGREEMENT

 This document is issued by the Gold Bench (Merchants) and overseen by the Blue Bench (Scribes). In Ar’s Station, the city treasury is not merely a hoard, but a tool for growth. When a merchant or House requires capital for a caravan, a voyage, or rebuilding after a raid, they enter into this legally binding contract. Failure to repay is often resolved through debt-slavery.


❖ FISCAL LENDING & INTEREST AGREEMENT ❖

AR’S STATION: THE GOLD BENCH (OFFICE OF THE CHANCELLOR)

COMMERCIAL COVENANT: Let it be recorded that the Home Stone of Ar’s Station has authorized the disbursement of coinage from the Public Treasury. This loan is granted to the Petitioner for the purposes of commerce and city growth. By accepting these Tarsks, the Petitioner binds their property and their person to the terms of repayment.


❖ I. THE PARTIES ❖

  • Lender: The Gold Bench of Ar's Station.

  • Petitioner (Borrower): ____________________ (SL Name/Display Name)

  • Caste/House: ____________________

  • Guarantor (If any): ____________________


❖ II. TERMS OF DISBURSEMENT ❖

I. THE PRINCIPAL SUM

  • Amount Granted: [________] Gold Tarsks.

  • Date of Disbursement: ____________________

II. THE USURY (INTEREST RATE)

  • Interest Rate: [____]% per [ ] Moon / [ ] Year.

  • Total Estimated Repayment: [________] Gold Tarsks.


❖ III. REPAYMENT SCHEDULE ❖

  1. The Maturity Date: Full repayment is due by the [____] Day of the [____] Moon.

  2. Installments: [ ] Lump Sum [ ] Weekly payments of ________ Gold Tarsks.

  3. Place of Payment: The Chancellor’s Office at the Grand Market.


❖ IV. COLLATERAL & FORFEITURE ❖

Should the Petitioner fail to meet the maturity date, the Gold Bench is authorized to enact the following: [ ] PROPERTY SEIZURE: Immediate repossession of stall rights, warehouses, or ships. [ ] ASSET SEIZURE: Confiscation of any slaves owned by the House. [ ] DEBT BONDAGE: If assets do not cover the debt, the Petitioner shall be reduced to the status of a Debt-Slave until the principal is recovered.


❖ V. RATIFICATION ❖

"I accept these Tarsks upon my honor and the weight of my Home Stone. I acknowledge that the coin belongs to Ar's Station until it is returned with increase."

PETITIONER’S SIGNATURE: ____________________ [ ] Seal CHANCELLOR OF THE GOLD BENCH: ________________ [ ] Seal WITNESSING SCRIBE: __________________________ [ ] Seal


❖ ARCHIVAL FILING ❖

OFFICIAL MUNICIPAL RECORD: This agreement is filed in the Ledger of Debt & Credit within the Ar’s Station Grand Municipal Archive.

FILING OFFICER: ______________________ DATE: ______________ SEAL: [ ]

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